Tweak Your Home Loan EMI Repayment Structure By Bajaj Finserv


Bajaj Finserv offers 3 EMI holiday to assist customer manage their cash outflow, Introduces unique repayment feature – Hybrid Flexi option

Indore, April 28, 2018: Buying a home is one of the most important decision in life, and one should look for good options when it comes to applying for a home loan. Bajaj Finserv’s home loan offers number of benefits such as instant approval, speedy disbursals and many more.

Bajaj Finserv, through its lending arm Bajaj Finance Ltd., is offering home loan to its customers at the rate of interest of 8.40% and up to an amount of Rs. 3.5crore.

To help its customers cope up with the enormous expenses involved while purchasing a new home, Bajaj Finserv is offering 3 EMI holiday wherein the customers can opt to start the payment of EMI’s after three months of availing the home loan. Which means customer availing a home loan now can start paying the EMI from Monsoon.

Under this option, the interest and principal accrued for the first 3 EMI free months is adjusted in the subsequent tenor. This helps the customers manage the cash outflow in a seamless manner.

#Unique Repayment Feature By Bajaj Finserv

Bajaj Finserv has also announced a new feature hybrid flexi option that offer a flexibility to pay interest as EMI on Home Loan for the initial tenor. Customer can enjoy the advantage of up to four years of holiday of not paying the principal amount helping them manage their finances better.

After this period the customers need to pay both the principal and interest but only on the amount utilized. Customer planning to buy a bigger house can avail this facility as they save on EMI for the initial tenor of the home loan.

The Bajaj Finserv Home Loan also allows the customers to repay the principal amount using dropline repayment schedule. Furthermore, the customer can part pay, withdraw and even foreclose the loan amount without any additional charges or any pre-payment penalty.

#Convenient Application Process

Bajaj Finserv’s home loan application process is transparent and convenient. The applicant can check their eligibility online and calculate their EMI through the home loan EMI calculator for choosing their tenure.

To make the entire loan disbursal process easy for its customers, Bajaj Finserv offers a door step service for collecting the customer’s documents as per schedule convenient for the customer.

Bajaj Finserv also allows its customers to apply for a home loan with minimum documents like identity proof, address proof, income details and bank statement.

#About Bajaj Finance Ltd:

Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 21 million customers across the country.

Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Personal Loans, Loan against Property, Small Business Loans, Home Loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Construction Equipment Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Re-Financing Loans.

Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.

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